Interview with John Kalos of Merit Financial Planning
In this series, I (Jin Choi) publish interviews of interesting financial professionals. The following is a transcription of my interview of John Kalos, who runs Merit Financial Planning . Please note that the transcription has been lightly edited to improve clarity. Jin: Hi, John. Could you please introduce yourself? John: Yes, of course. So, my name is John Kalos, and I run an independent fee-based financial planning firm here in Montreal called Merit Financial Planning. I’ve been in the industry for close to twenty-five years. For the past twenty years, I’ve been a certified Financial Planner working mainly with two of the big five major banks here in Canada, and always in the role of a Financial Planner. That’s been my history as far as work is concerned, and it’s given me a lot of experience on how the industry works, and, let’s say, the good and the bad side of what the industry is all about. Basically, I went on my own because I developed a passion to help peopl...